Saving & Investing

Saving and investing help you prepare for life’s major milestones—whether you’re building an emergency fund, planning for retirement, saving for a home, or growing your long-term wealth. These resources can help you create a strong financial foundation for the future.

What would you like to focus on today?

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I want to save for the future and be retirement ready, but I’m not sure where to start.

Saving for retirement can feel overwhelming. Fidelity generally recommends saving 15% of your income, including HPE’s contributions, for retirement but you don’t have to start at 15% right away. Begin with a percentage that fits your budget, then increase over time.

Budgeting for today

A simple model for budgeting suggests:

60% for essential needs
30% for wants
10% for short-term savings

And remember, contributions to your HPE 401(k) come out before these percentages. Use these tools to understand your spending and find opportunities to save.

Budgeting and saving for the future

Once you understand how you spend your money today, you can start shifting your spending and saving priorities and begin planning for the future.

I need help balancing my saving priorities for emergencies, retirement, and other goals.

It can feel like you’re juggling a lot at once. The good news is that you can save for multiple goals at the same time, even while paying down debt. Fidelity offers support to help you align your priorities and create a sustainable plan.

Identify and prioritize your savings goals

Learn how to break your goals into steps, visualize progress, and create routines that keep you on track.

Watch: How to identify and prioritize saving goals

Investing with your head—not your heart

Understanding how emotions can influence decisions can influence investing decisions.

Explore investing with your head

I want to invest my money to prepare for retirement.

If you contribute to your HPE 401(k), you’re already an investor, whether you realize it or not. Explore your investment options, learn about diversification, and understand how compounding can help your money grow over time.

HPE 401(k) Plan investment options

Review investment choices, performance information, and strategies based on your goals.

What compounding means

Compounding happens when your earnings generate additional earnings. Over time, it can help build your savings.

Watch: Compounding savings, not problems

I feel confident in saving and investing and want to go beyond the basics.

Stay up-to-date and dive deeper with the  Fidelity Learning Center, where you can stay current on market trends and insights as you move through your financial journey. You can also access live and recorded education sessions on all things about investing. Have questions? Call a Fidelity representative for 1:1 support at 1-800-409-4015, Monday – Friday (except most NYSE holidays), 7:30 a.m. to 11:00 p.m. CT.